Home Loan Programs for Buyers — Buccaneer Mortgage / TheGoodPirates Home Loans

At Buccaneer Mortgage / TheGoodPirates Home Loans, we proudly offer Home Loan Programs designed to help families and individuals achieve their dream of homeownership. We believe that buying a home should be an exciting and rewarding experience. That’s why we work closely with buyers across Florida, Georgia, and the U.S. Virgin Islands to provide mortgage options that fit different needs and budgets. Since 2000, we’ve helped people secure the right mortgage at the right time.

Our Home Loan Programs and Options

We offer a variety of loan options to suit many situations. For example, our FHA loans provide low down payment choices (as low as 3.5%) and flexible credit guidelines. These loans are ideal for first-time buyers or those with limited savings. Learn more about FHA loans at HUD.gov

Our VA loans are designed for eligible veterans, active-duty service members, and certain military families. Moreover, these loans offer zero down payment, no PMI, and competitive rates. Learn more at VA.gov

USDA loans can be a great option for buyers in rural or suburban areas. They provide 100% financing and lower monthly costs. Additionally, these loans have flexible requirements that make homeownership easier to achieve.

Conventional loans work well for those with stronger credit or more savings. Buyers can put down as little as 3% (for qualified borrowers) and avoid PMI with 20% down. Finally, we also offer Jumbo loans and second mortgages for higher-priced properties or equity access.

Where We Offer Home Loan Programs

We proudly provide home loans in:

  • Florida — including Palm Beach County, Port St. Lucie, Orlando, and beyond
  • Georgia — metro areas and smaller towns
  • U.S. Virgin Islands — St. Thomas, St. Croix, and St. John

Above all, we’re here to guide you no matter where you live.

Why Choose Buccaneer Mortgage?

  • More than 20 years of trusted help
  • Local knowledge, national strength
  • Clear advice — no surprises
  • Fast closings and competitive rates
  • A team that puts people first

Ready to Apply for Our Home Loan Programs?

Call (561) 312-7777, Apply Now, or Contact Us. Because of our experience, we’ll help you chart the best course to homeownership through one of our Home Loan Programs.