Jumbo Home Loan Programs

Jumbo Loans to 2 Million

Buccaneer Mortgage Home Loans offer an array of Jumbo Products that are structured to meet the needs of a broad range of borrowers. Buccaneer Mortgage offers programs for clients ranging from a 500 middle credit score to a 740 middle credit score. Buccaneer Mortgage also offers Jumbo loans with alternative income verification programs as well as an asset to income conversion programs. Buccaneer Mortgage offers Jumbo Loans up to $2,000,000.00.

The list below contains a few of our Jumbo Loan Products that will open the door to our borrowers allowing Buccaneer Mortgage to satisfy the need for creative Jumbo Loan financing.

Investor Jumbo Loan
•Credit scores starting at 560
•Up to 80% LTV, up to 50% DTI
•Bank statement program for self-employed borrowers
•Loans up to $750,000
•Single-family, townhouses, 2-4 units, condominiums
•Maximum 20 properties financed
•Properties in LLC

5/1 Arm Jumbo Product
•$2,500,000 Max Loan Amount
•620 FICO Minimum, 65% LTV Max
•Interest Only Option Available
•1 Year out of Housing event
•12 Month Bank Statements Acceptable Source of Income

Credit Scores Starting at 640
•24 months seasoning for foreclosure, short sale, bankruptcy
•Up to 80% LTV
•Loans up to $2 million
•Owner-occupied and second homes
•30-year fixed - no pre-pay penalty

1 day out of foreclosure, short sale, deed-in-lieu, or bankruptcy
•Credit scores starting at 500
•Up to 80% LTV, up to 50% DTI
•Bank statement program for self-employed borrowers
•Loans up to $1 million
•Owner-occupied and second homes
•Non-warrantable condominiums
•30-year fixed with no pre-pay penalty

Qualification based on property cash flow
•No personal income used to qualify
•Credit scores starting at 600
•Up to 70% LTV
•1-4 Units and Condos (warrantable)
• loans up to $1,000,000
• No limit on the total number of properties financed
• Maximum loan available $10 Million
• Maximum loan to value available 85%
• US Virgin Islands loan limited to $1,500,000.00.

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